How to avoid this SMS scam?

SMS or phishing scams are claiming more and more victims. Smishing is one of the most common methods used by scammers to steal personal information from their victims in order to extort money from them. Learn how to recognize the signs of this scam and how to protect yourself against this type of online scam. We explain it to you!

You’ve probably heard of phishing, a well-known online scam. But do you know smishing? This is an English term made up of the two words “SMS” and “phishing” and describes a phishing technique via SMS. This deceptive technique attacks your smartphone and aims to steal your sensitive personal information. Learn how to spot and avoid these scams.

What is the difference between smishing, phishing and vishing? And what are the risks?

Phishing, smishing, and vishing are all identity theft techniques that differ in how scammers contact you — via email, text message, or phone — with the goal of stealing your sensitive personal information or bank account information.

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smishing. Source: spm

  • What is the principle of phishing?

It is one of the most popular cyber attack techniques that trick victims into clicking deceptive links sent via email address. Typically, this link leads to an apparently legitimate form that asks the target to enter their username, password, Bank account number or other private information. This data is then sent directly to the crooks without the victim’s knowledge.

  • What is smishing or text phishing?

Smishing is a type of scam similar to phishing except it is a scamSMS scam. This type of scam is carried out via a message, which often contains a deceptive link that takes victims to a website specifically designed to collect their personal information, credit card details, and passwords. It is also possible that the website downloads malware like viruses, ransomware, fake apps, spyware or adware on the mobile device without the victim’s knowledge.

  • What is vishing?

Fraudulent calls or voicemails fall under the vishing category. Scammers call potential victims, often using pre-recorded messages, and posing as a legitimate company to extort their personal information and passwords.

phone fraud

phone fraud. Source: spm

In order not to become a victim of phishing, smishing, vishing or any type of cybercriminal attack, there are a few rules to follow. These can effectively protect you from scam attempts as well as any other type of scam and reduce the chances of being attacked by scammers in the first place.

  • What are the means of prevention against phishing, vishing and smishing?

Never click on a link sent by a stranger. Go directly to the official website of the company or organization that the message is supposed to be from and log into your account to verify that the notification provided in the email address or SMS is real. Otherwise, if in doubt, contact customer service to be sure.

Never give out personal information to someone who contacts you out of the blue. If in doubt, the person claims to represent a bank, government organization, or company whose services you already use, tell the person you will call them back and hang up. Then go to the official website of the company in question or contact them at the phone number provided on the website to inquire about the accuracy of the request.

Don’t answer calls or texts from numbers you don’t know. Even if you only answer to ask to be removed from the list, cybercriminals will notice that you interacted with the call. This will likely increase the number of calls you receive from cyber criminals in general.

Fraud is becoming more common and many people are being targeted before they even hear about phishing, smishing or vishing. Aside from the above preventative measures, it is important to know the options that can help you in case your personal information has been hacked.

Block your bank cards: if you have accidentally provided your bank details on a fraudulent website. Contact your bank and block your bank account immediately.

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Report the fraudulent number: In any case, it’s important that you contact your phone company to report the phone number that texted or voiced you. Simply send an SMS to the number: 33700.

Smishing, phishing or even vishing… whatever they are called, online scams and scams are always common, with the goal of stealing sensitive data from their potential victims. It is therefore imperative to exercise vigilance and caution to protect yourself.

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